Related Articles
My name is Daniel, and I live in Kampala. For a long time, I thought I was working hard enough to build a stable life for myself and my family.
I had a business, bills to pay and responsibilities to meet, but things slowly became difficult until I found myself deeply trapped in debt.
At first, the debts were small. I borrowed money to keep my business running and expected to repay it once sales improved. Unfortunately, the business did not perform as I had expected, and I started borrowing more money to cover previous obligations.
Before I realised what was happening, the debts had grown beyond what I could comfortably manage. Every month brought new pressure, and I was constantly thinking about who I owed and how I would find the money to pay them.
There were days when I could not sleep properly because I was worried about my financial situation. Phone calls from people demanding their money became a source of anxiety, and I started avoiding some calls because I did not know what to tell them.
My biggest fear was losing everything I had worked for. I worried that creditors could eventually take the little property I had, and I also felt ashamed because people who knew me believed that I was doing better financially than I actually was.
I tried different ways of increasing my income. I looked for new business opportunities and tried to reduce my expenses, but the money coming in was still not enough to deal with everything.
At one point, I felt completely stuck. I had debts to clear, a business that was struggling and a family that depended on me. I kept asking myself how I had reached such a difficult situation. It was during this period that a friend told me about.To read more, tap herew
